Privacy Policy

We collect information that you provide directly to us and information that is automatically collected when you use our services:

• Contact information including name, email address, phone number, and mailing address
• Financial information relevant to our consultation services and your planning needs
• Communication records including emails, phone calls, and consultation notes
• Website usage data including IP address, browser type, pages visited, and interaction patterns

We use the information we collect for the following purposes:

• To provide financial planning consultations and related services
• To communicate with you about our services, appointments, and relevant updates
• To improve our services and website functionality based on user feedback and behavior
• To comply with legal and regulatory requirements applicable to our business

Under Australian privacy law and international regulations, we process your personal information based on the following lawful grounds:

Primary Legal Basis: We process your data based on your consent and our legitimate business interests in providing financial planning services.

We do not sell your personal information. We may share your information in limited circumstances:

• With service providers who assist us in operating our business, subject to confidentiality agreements
• When required by law, regulation, or legal process to comply with our obligations
• With your explicit consent for specific purposes you have authorized

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security of information transmitted online.

Under Australian privacy law, you have the following rights regarding your personal information:

• Access your personal information and request a copy of data we hold about you
• Correct inaccurate or outdated personal information in our records
• Request deletion of your personal information in certain circumstances
• Object to or restrict certain types of data processing
• Withdraw consent for data processing where consent is the legal basis

Our website uses cookies and similar technologies to improve your browsing experience and analyze website usage. You can control cookie settings through your browser preferences.

For detailed information, please see our Cookie Policy.

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. When information is no longer needed, we securely delete or anonymize it according to our data retention schedule.

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will promptly delete such information.

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We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of significant changes by posting the updated policy on our website with a new effective date.

If you have questions about this Privacy Policy or want to exercise your privacy rights, please contact us: